The Best Apps for Saving Money
You can increase your next bank statement with the click of a button—but there’s a catch: That button has to be part of a money-saving app or website. Nearly 60 percent of the people who frequently use online banking tools say the resources helped them save more cash, according to a survey from the insurance and investments company Country Financial. As an added bonus, 70 percent of all the people who reported using the tools say they’re also great for staying on top of their finances.
You may think of “budget” as the other B-Word, but Mint.com makes it a much friendlier term: The site links to your credit card accounts, and every time you swipe, the app automatically organizes your spending into categories (rent, groceries, gas, etc.) and creates a chart. “It’s unlikely that someone would write out every purchase he or she makes,” Hill says, “so this app does all the hard work for you.” The app also sends you email and SMS alerts when you’re close to going over your monthly spending limit, which helps prevent buyer’s remorse.
The new Bilt Rewards app lets you save money every time you pay your rent. By using the Bilt Mastercard (there’s no fee!) instead of your beat-up old checkbook to satisfy your landlord every month, you can earn points to use toward airlines, hotels, and even group fitness classes at studios like SoulCycle, Rumble, and Y7.
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Filling up your tank and then realizing gas is 10 cents cheaper at a station off the very next exit is the worst. Enter GasBuddy. The app keeps a running list of user-generated data from across the country (i.e., 20 million users who’ve shared gas prices), so you’ll know where exactly to make gas stops on your next trip, whether it’s from one coast to the other, or simply across town.
Score the best discount codes and coupons every time you shop online (without having to subscribe to a million brand emails) with the Honey app. Simply use the app’s “coupon-searching magic” to scan the web for applicable codes before checkout and get ready to save on every purchase with basically zero effort.
The app uses GPS tracking to determine what store you’re in, then gives you any available coupons for that shop and surrounding retailers. “All you have to do is hold your phone up at the register to be scanned,” Hill says. Don’t worry: It’s plenty useful for online shopping too, helping you find online coupons, promo codes, and cash back opportunities galore.
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